Payscout’s Payment Gateway has 3 major benefits for your business.

If your business currently has a credit card processing service or merchant account, you have probably heard of the payment gateway. Do you know what your payment gateway does?

The payment gateway takes online payments and performs the same function as a terminal store:

Secure the delivery of transaction data.

A payment gateway is somewhat like the old Brinks truck. It is responsible to see that money moves safely from one party to the next. The Brinks trucks physically move cash from one place to another. But, a payment gateway does much more than just move currency. There are several moving parts to merchant services or credit card services and your payment gateway offers protection along the entire transaction path.

Whatever your card solution may be, whether you take online payments using ecommerce or shopping cart technology, or have a card terminal at your cash register, each transaction must go through a secured communication channel.

Your payment gateway for card present transactions (where there is a card swipe by your customer) starts right behind the terminal. The telephone line or network line connected to the terminal has to send all of the transaction data from your place of business to the credit card merchant from whom your customer’s card is issued. Not only does the payment gateway have to make sure the data goes from you to the merchant bank, but it must be done so that nothing can interrupt it or steal the information being passed. Payscout’s payment gateway is a fortress of security around that communication.

For online payments, Payscout’s payment gateway offers ecommerce solutions and developer API’s to make sure your shopping cart technology protects each and every bit of data transmitted between your web site and the merchant service bank.

But wait, that’s only the first part of the journey. So that you or your system can make the right decision on whether or not to complete the transaction with your customer, we need to have verification that the funds are available from the merchant bank on your customer’s account.

That means another block of data is going back through the internet or through the phone system and has to be protected. Your Payscout payment gateway is still a fortress of security making sure your customer’s credit card information is safe and that you get a verified transaction.

Whether you are Web 2.0, click and mortar, or simply brick n mortar Payscout’s payment gateway features up to the minute best of breed security technology for credit card processing:

• Advanced Fraud protection
• Visa3d Secure
• MasterCard Secure Code
• PCI Compliant

Payscout’s payment gateway fortress of security means 3 major benefits for you:

• Your customer data is always safely transmitted
• Clean transactions mean less chargebacks
• You can always accept all major credit cards, including Amex, VISA, MC, Discover and more

What are you waiting for? If you’ve read this far into the page, you should be signing up for a Payscout account right now. Click here to fill out the merchant account application.