High Risk Merchants

When it comes to credit card processing, you may be a high risk merchant and you don’t even know it! Worse, having an underwriter label your business as a high risk merchant can cost you money.

At Payscout, we know that high risk doesn’t necessarily mean bad risk. If you have already been labeled a high risk merchant by a credit card processing company and don’t like the credit card processing solutions or payment solutions they offered, join the growing legions of Payscout merchants.

For over a decade, Payscout has been building a network of solutions to fit every high risk merchant group. Many merchants know if they have been pushed into a high risk group. If you do not know if you have been classified as a high risk merchant, you may be spending entirely too much for your merchant account. Every transaction could be taking money out of your cash register.

Are you a high risk merchant? (Answer YES or NO)

1) Do you run a travel related business, relying on credit card processing, e-commerce or online transactions as a large portion of your business?

2) Does your business involve gaming, lottery or raffles using a payment gateway to collect funds?

3) Is your business adult in nature, accepting payments through e-commerce, online merchants or micro-transactions who have had consumers dispute the charges?

4) Do you deal regularly with credit or collections and need a payment gateway that can meet your credit card processing needs?

5) Is your business subscription based, requiring you to fulfill your contract over a period of time?

6) Are you an exporter which uses offshore merchant accounts or requires a flexible payment gateway which can be accessed from anywhere?

7) Do you resell services or market business opportunities, have had charges disputed in the past and require an Internet marketing merchant account?

8) Is your business an online pharmacy which depends on e-commerce and online payment solution?

9) Do you sell extended warranties for your products and accept credit card payments?

10) Do you sell timeshares and have been previously labeled as a high risk merchant?

11) Do you operate an online or offline dating or matchmaking service, using e-commerce to conduct business where your transactions have been subject to consumer dispute?

12) Do you run a check cashing service and have a need for credit card processing services?

13) Do you sell bail bonds and need flexible payment solutions?

14) Are you a 501 (c) non-profit organization that accepts donations from all over the world and needs easy payment solutions for donors?

15) Is your business a pawn shop which accepts credit cards and needs a payment solution that won’t break your margin?

16) Are you in the amusements business: carnivals, fortune tellers and conduct credit card transactions which are susceptible to dispute?

17) Do you sell electronics or computer-related items and require e-commerce payment solutions or online merchant accounts to do business?

18) Do you sell antiques and need a payment solution that fits your needs?

19) Are you a bankruptcy attorney and offer e-commerce solutions, where clients can pay attorney’s fees with a debit card?

20) Are you a reseller of cell phone service/cell phones and need a payment gateway?

If you answered YES to one or more of these questions, your business may be deemed high risk by a payment processor.

Payscout is a good citizen in the payment processing community. We have special programs for high risk merchants. So even if your business type is in a high risk category, you have had chargebacks, have been hit by credit card fraud, charge far in advance for your services, have offshore merchant accounts or have already been labeled as a high risk merchant, we still may be able to help.

Apply TODAY! Secure the credit card processing or e-commerce solutions that is right for your business!