TL;DR Summary:Collection agencies operating under MCC 7322 face rigorous regulatory enforcement from the CFPB and strict security mandates from the PCI Security Standards Council. Maintaining data...
TL;DR Summary:Collection agencies relying solely on live agents for payment recovery are limited by 9-to-5 operating hours and high staffing overhead. By implementing modern payment automation—such...
TL;DR Summary:In the Accounts Receivable Management (ARM) ecosystem, debt buyers acquire past-due portfolios from original creditors for a fraction of their face value—typically just four to seven...
TL;DR Summary:Accounts Receivable Management (ARM) and collection agencies operating under MCC 7322 face unique payment processing challenges, including intense regulatory scrutiny and high-risk...
TL;DR Summary: The Modern Standard: In 2026, carrying cash is increasingly rare. Consumers expect the friction-free experience of using credit cards, debit cards, and digital wallets, largely driven...
TL;DR Summary: The Margin Saver: As credit card processing costs rise in 2026, convenience fees allow merchants to offer flexible digital payments without sacrificing their bottom line. Key...
TL;DR Executive Summary Mainstream payment processors are increasingly de-risking their portfolios by forcing collection agencies (MCC 7322) into restrictive debit card and ACH-only payment models....
TL;DR Summary: Securing a merchant account is difficult for businesses classified as "managed risk" or "high-risk". Traditional banks often reject these businesses due to unpredictable clientele,...
TL;DR Summary: TL;DR: As operating costs rise in 2026, many merchants are adopting Convenience Fee models to offset their credit card processing expenses....
TL;DR Summary: TL;DR: Brazil remains one of the fastest growing and most lucrative e-commerce markets in the world, with Latin American digital sales projected to reach $215 billion in 2026....
TL;DR Summary: TL;DR: True payment innovation requires anticipating the future of consumer behavior. In 2017, Payscout made history at Money20/20 Europe by launching the world's first live Virtual...
TL;DR Summary TL;DR: Financial technology (Fintech) has fundamentally transformed how underserved and unbanked communities interact with the global economy. By leveraging mobile payment processing,...
TL;DR Summary: TL;DR: A merchant account is a specialized business arrangement that acts as the bridge between your business, payment networks, and customer banks, allowing you to accept debit and...
TL;DR Summary: The Challenge: In the 2026 subscription economy, managing complex payment processing—like failed transactions, involuntary churn, and manual updates—drains team resources and delays...
TL;DR Summary: The Threat is Real: In the hyper-connected 2026 landscape, payment security is a matter of business survival. Past catastrophic data breaches show that vulnerabilities can lead to...
TL;DR Summary: The Global Opportunity: To scale revenue in 2026, merchants must tap into the massive purchasing power of the Asia-Pacific market and international Chinese consumers. The Power of...
TL;DR Summary: The New Baseline: In 2026, consumer patience is at an all-time low. Forcing customers to wait at a stationary cash register creates bottlenecks and costs you sales; mobile payment...
TL;DR Summary: The Ultimate Differentiator: In a market where products and software are easily replicated, exceptional customer service is no longer just an afterthought—it is the primary driver of...
TL;DR Summary: The Digital Risk: While online and remote sales offer incredible global reach, they also expose your business to sophisticated 2026 cyber threats. Taking unencrypted credit card data...
TL;DR Summarys Managing High-Risk Operations: Operating in a "high-risk" or "managed-risk" category (such as charitable organizations, medical practices, or mobile-heavy businesses) does not mean...
TL;DR: The Accounts Receivable Management (ARM) industry has rapidly evolved, and strategies that worked in 2021 are no longer sufficient. In 2026, the loan servicing and collections industry will...
TL;DR: The cost of accepting credit cards remains one of the highest operating expenses for businesses today, with average swipe fees taking a significant bite out of profit margins. As Visa and...
TL;DR: In 2026, customers don't think in terms of "channels"—they expect a single, continuous shopping experience whether they are online, in-app, or in-store. Relying on fragmented payment systems...
TL;DR: As e-commerce transaction volumes skyrocket, so do the threats from sophisticated, AI-driven cybercriminals. This article explores essential business security tips for 2026, focusing on how...
TL;DR: Convenience fees are a highly effective way for collection agencies to offset payment processing costs, but they come with severe compliance risks. If implemented incorrectly, your business...
TL;DR: As commerce moves into increasingly digital and mixed-reality spaces, seamless payment integration is critical. This article looks back at one of Payscout’s key innovation milestones:...
TL;DR: In 2026, collection agencies must offer consumers multiple, frictionless ways to resolve their balances. This article explores how strategic software partnerships and robust API integrations...
TL;DR: As payment ecosystems grow more complex, merchants need flexible and secure ways to accept transactions without expensive hardware. A Virtual Terminal provides the link merchants need to...
TL;DR: If you run a retail business, you likely already know that acquiring a new customer can be up to 25 times more expensive than keeping a returning one. To maximize your revenue, increasing...
TL;DR: Running a successful restaurant in 2026 requires more than just great food; it requires a seamless, fast, and secure payment experience. Whether you operate a bustling food truck, a...