Generated by All in One SEO Pro v5.0.1.1, this is an llms.txt file, used by LLMs to index the site. # Payscout A Payment Platform Built to Make You More Money ## Sitemaps - [XML Sitemap](https://payscout.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Payscout Blog](https://payscout.com/blog/) - Payscout Blog provides the newest and most influential articles to better inform our customers. - [The 2026 Merchant Guide to Unified Payments: Optimizing Credit Card and ACH Workflows](https://payscout.com/the-2026-merchant-guide-to-unified-payments-optimizing-credit-card-and-ach-workflows/) - Optimize your 2026 payment mix. Learn how Payscout’s ATMVerify and Validify secure your ACH workflows and ensure Nacha compliance without sacrificing card volume. - [The $5M Lesson: A Cautionary Tale on Convenience Fee Compliance](https://payscout.com/5m-consent-order-a-cautionary-tale-on-convenience-fees/) - Discover why the CFPB fined Nissan $5 million over non-compliant convenience fees. Learn how to protect your business from UDAAP violations and massive fines. - [Payments Should Be Convenient, Not Costly](https://payscout.com/payments-should-be-convenient-not-costly/) - Stop losing revenue to high payment processing costs. Learn how to implement a fully compliant Convenience Fee model and save up to 75% on transaction fees. - [The Key to Improved Customer Response is Automation](https://payscout.com/the-key-to-improved-customer-response-is-automation/) - Stop relying on ignored phone calls. Discover how upgrading to automated SMS, email, and IVR payment reminders can drastically improve customer response rates. - [First-Party Billing Solutions: Streamline EBO Payment Processing](https://payscout.com/first-party-billing/) - Do you offer first-party billing or EBO services? Discover how Payscout's platform allows you to securely route payments directly to your clients' bank accounts. - [Omni-Channel Debt Collection: Why the New ARM World Requires Choice](https://payscout.com/the-new-world-of-collections-requires-choice/) - Modern debt collection requires flexibility. Discover how offering omni-channel payment choices like ACH, credit, and digital wallets can boost your ARM recovery rates. - [It's Never Too Late to Automate](https://payscout.com/its-never-too-late-to-automate/) - Upgrade your collection agency with automated payment processing. Discover how self-service portals and IVR can increase your payment volume by 35%. - [How ISVs Can Differentiate Through Strategic Partnerships](https://payscout.com/how-isvs-can-differentiate-through-strategic-partnerships/) - Learn how Independent Software Vendors (ISVs) can stand out from the competition by leveraging strategic payment partnerships and embedded finance APIs. - [Navigating FinCEN Regulations: Understanding the Beneficial Ownership Rule ](https://payscout.com/navigating-fincen-regulations/) - The Financial Crimes Enforcement Network (FinCEN) plays a critical role in the fight against financial crimes in the United States. - [FinCEN Beneficial Ownership Compliance: How Payscout Simplifies the Rules](https://payscout.com/fincen-beneficial-ownership-compliance-how-payscout-simplifies-the-rules/) - Struggling with FinCEN's Beneficial Ownership Rule? Discover how Payscout's onboarding solutions simplify compliance, verify identities, and prevent delays. - [Simplify Payments and Strengthen Compliance: How Payscout Empowers Collection Agencies](https://payscout.com/simplify-payments-and-strengthen-compliance-how-payscout-empowers-collections-agencies/) - Discover how Payscout empowers collection agencies with secure, compliant payment processing. Learn about our Paywire Gateway and fee-free payment models. - [VAMP Thresholds 2026: Essential FAQs on Visa's Acquirer Monitoring Program](https://payscout.com/understanding-visas-acquirer-monitoring-program-vamp-your-essential-faqs/) - Need help understanding the Visa Acquirer Monitoring Program (VAMP)? Discover how the strict January 2026 VAMP thresholds impact merchants and acquirers. - [VAMP Compliance Guide: Navigating Visa's Acquirer Monitoring Program](https://payscout.com/your-comprehensive-guide-to-visas-acquirer-monitoring-program-vamp/) - A complete guide to the Visa Acquirer Monitoring Program (VAMP). Learn how to calculate your VAMP ratio, lower chargebacks, and meet strict 2026 thresholds. - [Payment Data Security: How Tokenization & Encryption Protect Customers](https://payscout.com/secure-by-design-how-tokenization-and-encryption-safeguard-your-customers-sensitive-payment-information/) - Discover how tokenization and encryption work together to secure sensitive customer payment data. Learn about Payscout's Secure by Design payment processing. - [The 2026 Guide to Merchant Processing Services: What You Need to Know](https://payscout.com/an-overview-of-merchant-processing-services/) - Need a reliable merchant processing service? Discover how modern payment processors work in 2026 and what to look for when choosing the right partner. - [Restaurant Merchant Accounts: Upgrade Your Payment Processing in 2026](https://payscout.com/restaurant-merchant-accounts/) - Need a reliable restaurant merchant account? Discover how upgrading your payment processing to a modern POS and mobile system can speed up table turns and save money. - [5 Ways to Increase Purchase Frequency and Build Customer Loyalty](https://payscout.com/5-ways-to-turn-consumers-into-regular-customers/) - Acquiring new customers is expensive. Learn 5 proven strategies to increase purchase frequency, build lifelong loyalty, and create a frictionless checkout - [Streamline and Secure Your Business's Payment Processing with Payscout's Virtual Terminal](https://payscout.com/streamline-and-secure-your-businesss-payment-processing-with-payscouts-virtual-terminal/) - Discover how a Virtual Terminal can streamline your business. Process credit, debit, and ACH payments securely from any computer with internet access. - [How Software Partnerships Provide Flexible Payment Options in ARM](https://payscout.com/partnership-provides-flexible-payment-options-in-arm/) - Discover how strategic software integrations empower the ARM industry to offer flexible payment options. Boost your collection agency's recovery rates today. - [Immersive Commerce: Payscout's Legacy of Payment Innovation](https://payscout.com/payscout-partners-with-accenture-interactive-and-elastic-path-to-bring-an-immersive-donation-experience-to-sxsw/) - Discover how Payscout has historically pushed the boundaries of immersive commerce, from debuting VR Pay-by-Gaze technology at SXSW to modern payment solutions. - [The Convenience Fee Conundrum: Navigating Visa Rules & Compliance](https://payscout.com/the-convenience-fee-conundrum/) - Protect your merchant account from compliance violations. Learn the 3 layers of convenience fee compliance, including a complete breakdown of Visa's strict rules. - [Business Payment Security Tips: Protecting Your Commerce in 2026](https://payscout.com/business-security-tips-for-safer-commerce/) - Protect your business from card-not-present fraud and data breaches. Discover expert payment security tips from Payscout to safeguard your 2026 transactions. - [The All-In-One Payment Solution: Mastering Omnichannel Commerce](https://payscout.com/the-all-in-one-payment-solution-of-omni-channel/) - Stop losing sales to fragmented payment systems. Discover how an all-in-one omnichannel payment solution can unify your data, boost efficiency, and drive revenue. - [Interchange Rates Are Changing: Why 2026 is the Year for Convenience Fees](https://payscout.com/interchange-rates-are-changing-now-is-the-time-to-consider-a-convenience-fee-solution/) - Discover how 2026 interchange rate changes and new card brand rules impact your bottom line. Learn how a compliant Convenience Fee program can offset your costs. - [Top Trends Shaping ARM Payment Processing in 2026](https://payscout.com/top-trends-to-influence-arm-payment-processing-in-2021/) - Discover the top 2026 trends redefining Accounts Receivable Management (ARM) payment processing, from AI automation to omnichannel self-service portals. - [Commerce with Confidence: Security and Peace of Mind in High-Risk Businesses](https://payscout.com/secure-payments-high-risk-businesses/) - Protect your nonprofit, healthcare clinic, or managed-risk business from fraud. Learn how to secure mobile payments and ensure PCI & HIPAA compliance. - [The 2026 Guide: How a Payment Gateway Can Help Your Business Scale Safely](https://payscout.com/payment-gateway-business-benefits/) - Protect your e-commerce business from fraud and reduce chargebacks. Learn how a secure payment gateway helps you process payments and scale safely in 2026. - [The Secret to Success in 2026: Exceptional Customer Service](https://payscout.com/customer-service-retention-strategy/) - Discover why exceptional customer service is the secret to business success in 2026. Learn to balance AI with human empathy to drive growth and retention. - [How Mobile Payment Processing Options Keep You Ahead of 2026 Industry Trends](https://payscout.com/mobile-payment-processing-options/) - Upgrade your business with the best mobile payment processing options in 2026. Learn how mPOS systems, NFC, and omnichannel solutions eliminate checkout lines. - [The 2026 Merchant's Guide to UnionPay Processing](https://payscout.com/guide-to-unionpay-processing/) - Ready to capture massive cross-border sales? Learn how U.S. and international merchants can securely accept UnionPay payments online to scale globally. - [Data Breaches and the Importance of PCI Compliance in 2026](https://payscout.com/pci-compliance-data-breach-prevention/) - Protect your business from costly data breaches. Learn why strict PCI compliance is critical in 2026 and how Payscout ensures secure payment processing. - [Streamline Your Cash Flow With Payscout’s Recurring Billing Services](https://payscout.com/automated-recurring-billing-services/) - Stop chasing late payments. Learn how to streamline your cash flow, reduce administrative friction, and scale your business with Payscout's automated recurring billing. - [The 2026 Guide to Merchant Accounts: Everything Your Business Needs to Know](https://payscout.com/merchant-account-basics-guide/) - Ready to accept credit cards? Read our 2026 guide to merchant accounts to learn how they work and how to choose the right payment processor to scale your business. - [Fintech Industry Expands Access for Underserved Communities](https://payscout.com/fintech-expands-financial-inclusion/) - Discover how the fintech industry and MBE-certified leaders like Payscout are expanding access to secure B2B payment solutions for underserved communities in 2026. - [The Evolution of Immersive Commerce: Payscout's Legacy of Innovation](https://payscout.com/evolution-of-vr-commerce/) - Explore the evolution of immersive commerce with Payscout. Discover our legacy of innovation in secure VR, AR, and metaverse payment processing solutions. - [Brazil E-Commerce: Unlocking a World of Opportunity in 2026](https://payscout.com/brazil-ecommerce-opportunities/) - Ready to expand into Latin America's largest market? Learn how Payscout's 2026 Brazil e-commerce payment solutions unlock cross-border growth and revenue. - [Visa Rules on Convenience Fees: The 2026 Compliance Guide](https://payscout.com/visa-rules-on-convenience-fees/) - Stay compliant and avoid penalties. Navigate the latest 2026 Visa rules on convenience fees and surcharging with Payscout's secure merchant payment solutions. - [The 2026 Guide to Managed Risk Merchant Services: What You Can Expect](https://payscout.com/guide-to-managed-risk-merchant-services/) - Discover what qualifies as a managed risk business and learn what to look for in a specialized merchant services partner to secure your payment processing. - [The High Cost of Debit-Only: Maximizing Revenue for Collection Agencies (MCC 7322)](https://payscout.com/maximizing-revenue-mcc-7322-collections/) - Is your collection agency restricted to debit-only payments? Learn how MCC 7322 payment processing flexibility increases debt recovery rates and revenue. - [The 2026 Merchant's Guide to Convenience Fees](https://payscout.com/the-2026-merchants-guide-to-convenience-fees/) - Learn how merchants in government, education, B2B, and real estate can use convenience fees to protect profit margins and stay compliant in 2026 with Payscout. - [The Top 5 Reasons Small Businesses Must Accept Credit and Debit Cards in 2026](https://payscout.com/the-top-five-reasons-small-businesses-should-accept-credit-and-debit-card-payments/) - Discover the top 5 reasons small businesses need to accept credit and digital payments in 2026 to improve cash flow, eliminate bad checks, and offset costs safely. - [The Compliance Advantage: Navigating CFPB Guidelines and PCI-DSS in Debt Collection](https://payscout.com/compliance-advantage-cfpb-pci-dss-debt-collection/) - Navigate compliance under MCC 7322. Learn how advanced gateway tokenization and P2PE reduce PCI scope and protect collection agencies from CFPB fines. - [Automating Debt Collection: How to Increase Self-Service Payments by 60%](https://payscout.com/automating-debt-collection-increase-self-service-payments/) - Discover how collection agencies can increase self-service payments by 60% and reduce staff overhead using automated IVR, SMS, and secure online portals. - [How Much Do Debt Collectors Pay Debt Buyers? Understanding the ARM Ecosystem](https://payscout.com/how-much-do-debt-collectors-pay-debt-buyers-arm-ecosystem/) - Explore the economics of the ARM industry. Learn how much debt buyers pay for debt portfolios, collection agency contingency fees, and how to maximize margins. - [The 2026 Guide to Payment Processing for Collection Agencies (MCC 7322)](https://payscout.com/2026-guide-payment-processing-collection-agencies-mcc-7322/) - Navigate MCC 7322 with confidence. Discover the ultimate 2026 guide to payment processing for collection agencies, focusing on compliance, automation, and revenue. - [Payscout Partners with IT Convergence to Implement Oracle ERP Cloud](https://payscout.com/payscout-partners-with-it-convergence-to-implement-oracle-erp-cloud/) - IT Convergence, an application services Oracle provider with global capabilities and a suite of solutions that span the entire technology stack and a Cloud Standard level member of Oracle Partner Network (OPN), today announced its second successful Enterprise implementation of Oracle ERP Cloud applications.Payscout, a global payment processing provider covering six continents and one of - [Payscout a Four-Time Inc. 5000 Honoree](https://payscout.com/payscout-a-four-time-inc-5000-honoree/) - Payscout, Inc., leading global payment processing provider, has been recognized by Inc. Magazine as one of the fastest-growing, privately held companies in the United States for the fourth consecutive year. On the 2017 Inc. 5000 list, Payscout ranked #521. The coveted Inc. 5000 list, published annually, recognizes top U.S.-based, privately held companies ranked according to the percentage - [Payscout and HealPay Announce Partnership for Merchant Services Payments Solutions](https://payscout.com/payscout-and-healpay-announce-partnership-for-merchant-services-payments-solutions/) - Payscout, Inc., one of the fastest-growing, privately-held companies in America, has announced a partnership with software solutions provider HealPay in alignment with strategies to best serve the companies’ mutual customers. HealPay has built a strong reputation for developing software solutions designed and tailored for focused verticals, including the Property Management, Accounts Receivable, Healthcare, and Municipality industries. - [Payscout Announces EU Financial Institution (FI) License](https://payscout.com/payscout-announces-eu-financial-institution-fi-license/) - Payscout Inc., a leading global payment processing provider is now a licensed Financial Institution (FI) in the European Union (EU). The licensed, authorized status was granted by the Malta Financial Services Authority according to the terms of the Financial Institutions Act. Payscout CEO Cleveland Brown said, “Obtaining our FI license enables us to serve entrepreneurs and consumers - [Payscout Announces Money20/20 EU Panel: ‘Virtual Reality and the Monetisation of Immersive Content’](https://payscout.com/payscout-announces-money20-20-eu-panel-virtual-reality-and-the-monetisation-of-immersive-content/) - Global payment processing provider Payscout, Inc., is announcing a panel on Virtual Reality (VR) and the Monetisation of Immersive Content for the large-track program of Money20/20 Europe in Copenhagen Denmark on June 27, 2017. Money20/20, “the global platform that inspires and enables innovators to create the future of money,” is the world’s largest FinTech event, serving - [Payscout Launches World’s First Live VR Payment Experience with Visa Checkout](https://payscout.com/payscout-launches-worlds-first-live-vr-payment-experience-with-visa-checkout/) - One of the fastest growing privately held global payment processing providers in the U.S., Payscout, Inc., today launched a Virtual Reality (VR) Commerce application that enables frictionless payments in VR experiences powered by Visa Checkout. Payscout VR Commerce was announced at Money20/20 in Copenhagen, Denmark, and marks the first time that consumers can shop and - [Payscout Partners with St. Julian’s Advisory](https://payscout.com/payscout-partners-with-st-julians-advisory/) - Tony Mahoney, Managing Director, St Julian’s Advisory and Mike Norton, EU Managing Director, Payscout, have announced a partnership agreement that will enhance Payscout’s ability to serve their European customers through the support and experience of St Julian’s Advisory. Payscout, one of the fastest-growing global payment processing providers in the world has announced it will be - [Payscout to Complete APS (Powered by Payscout) Brand Rollup, Adopting One Award-Winning Brand](https://payscout.com/payscout-to-complete-aps-powered-by-payscout-brand-rollup-adopting-one-award-winning-brand/) - Global payment processing provider Payscout, Inc. is taking steps to fully integrate the former APS (Powered by Payscout) brand under the parent Payscout moniker. The brand consolidation means Payscout, Inc., will deliver top-tier services for all merchant services verticals under a single brand. APS and Payscout were referral and processing partners for several years before - [Payscout, Inc. Secures PSP License Through Global Payments for Payscout Brazil](https://payscout.com/payscout-inc-secures-psp-license-through-global-payments-for-payscout-brazil/) - Payscout, Inc., a global payment processing provider, today announced receiving its Payment Service Provider (PSP) license for the Payscout Brazil division through Global Payments, Inc., a leading worldwide provider of payment technology services. Payscout has been processing with various partners in Brazil since 2012. Now, the Brazilian market is on the rise, and merchants who - [Sound Accounts Receivable Management (ARM) Strategy is Ensuring Customer Happiness](https://payscout.com/sound-accounts-receivable-management-arm-strategy-is-ensuring-customer-happiness/) - Accounts Receivable (AR) is arguably the most critical process to any business. Improper AR management leads to a dwindling inflow of cash. Per a recent Paystream Advisors study, the biggest accounts receivable management (ARM) headache is getting paid in a timely fashion.1 Eighty-seven percent of survey respondents cited their days sales outstanding (DSO)—a calculation of - [VR/XR Commerce at Augmented World Expo (AWE)](https://payscout.com/vr-xr-commerce-at-augmented-world-expo-awe/) - On Wednesday, May 30, Payscout CEO & Co-Founder Cleveland Brown is speaking about the future of commerce in virtual, augmented, and mixed reality at the 9th annual Augmented World Expo (AWE) in Santa Clara, CA.Virtual, augmented, and mixed realities (VR/AR/MR) are the future of commerce, but Cleveland Brown likes to compare this current moment in - [VR Commerce at VRLA](https://payscout.com/vr-commerce-at-vrla/) - VRLA is the world's largest immersive technology festival - and this year, Payscout is showcasing VR Commerce and helping innovators understand the qualifications for implementing a VR Commerce strategy.Payscout is demoing virtual reality (VR) commerce use cases for retail/etail, non-profit, sports and entertainment - and even an immersive event-registration - at VRLA, the world's largest immersive technology - [Payscout at DIG SOUTH Tech Conference 2018](https://payscout.com/payscout-at-dig-south-tech-conference-2018/) - On Friday, April 27, Payscout CEO Cleveland Brown spoke at the DIG SOUTH Tech conference about the monetization of immersive content. Considering the recent rise in discussion around the importance of VR Commerce, the talk came at a fitting time. The audience comprised over a hundred curious participants who asked a whole range of questions - [Chargeback Changes for CVV2 Mismatch](https://payscout.com/chargeback-changes-for-cvv2-mismatch/) - Effective April 14, 2018, Visa card issuers are no longer able to chargeback a transaction if the original authorization was approved but included a CVV2 mismatch response. Let’s look at this in simple terms and understand its implications on merchants and issuer banks. The CVV2 or Card Verification Value is a 3 digit number located - [Visa's New Claims Resolution Process: What it Means for Your Business](https://payscout.com/visas-new-claims-resolution-process-what-it-means-for-your-business/) - Visa is introducing a new process called Visa Claims Resolution (VCR) to resolve disputed transactions or chargebacks. While the goal is to simplify and expedite the claims resolution process, these changes will have an impact on your business. Payscout is here to help you understand how. What does VCR mean? With VCR, Visa is moving away - [Register for VRLA - in Virtual Reality](https://payscout.com/register-for-vrla-in-virtual-reality/) - Payscout has partnered with VRLA, the world’s largest immersive and transformative technology expo, to create a VR registration app that enables users to register for the event - and pay for their tickets - in virtual reality. The VRLA registration app is available now through April 30 on the Google Play app store. Download the - [Live from TRANSACT: Sionic Mobile and Payscout Announce Strategic Alliance](https://payscout.com/live-from-transact-sionic-mobile-and-payscout-announce-strategic-alliance/) - Today at TRANSACT, Payscout and Sionic Mobile, a leading provider of cloud-based connected commerce and loyalty currency gateway services, announced they have entered into a strategic alliance to provide enhanced mobile payments and loyalty solution helping merchants connect with and more effectively engage millions of consumers nationwide through their favorite mobile app. Book time to learn - [VR Commerce: Technology Innovation of the Year Finalist](https://payscout.com/vr-commerce-technology-innovation-of-the-year-finalist/) - Payscout's Virtual Reality (VR) Commerce solution is a finalist for the Technology Innovation of the Year award from the Electronic Transactions Association (ETA). The award winner will be announced at ETA's TRANSACT 2018 in Las Vegas, Nevada. The ETA Star Awards honor individuals and companies that have made a significant difference in the payments industry - [Bloomberg TV: Payscout Unveils VR Shopping Tech](https://payscout.com/bloomberg-tv-payscout-unveils-vr-shopping-tech/) - Payscout is at Shoptalk this week demoing a VR payment experience that shows how easy it could be for users to make frictionless donations in VR, without reaching for their headsets or wallets.Payscout Chief Operating Officer Juan Sotelo was on Bloomberg TV yesterday to talk about those VR experiences - and how they are poised to change - [Payscout Demos VR Donations with Visa at Shoptalk](https://payscout.com/payscout-demos-vr-donations-with-visa-at-shoptalk/) - At Shoptalk this year, Payscout will demo an exciting VR payment experience that shows how easy it could be for users to make a frictionless donation via Visa Checkout, the easier way to use a Visa card online, without reaching for their headsets or wallets. Shoptalk attendees can catch an up-close experience of live skateboarding - [Payscout Announces World’s First Donation Made in Virtual Reality](https://payscout.com/payscout-announces-worlds-first-donation-made-in-virtual-reality/) - Payscout, Inc., one of the fastest-growing, privately held global payments processing providers in the U.S., announced at today’s CES 2018 Digital Money Forum panel session that the first frictionless donation has been executed in virtual reality. The donation was made to the Jefferson Awards Foundation (JAF) within an immersive VR experience that features 360-degree video placing the - [How to Thrive as a Farmer's Market Vendor](https://payscout.com/how-to-thrive-as-a-farmers-market-vendor/) - Operating a booth at a farmer’s market is an excellent way to flex your entrepreneurial muscles. With the right planning, you can create a business that flourishes and produces a healthy income. There are definitely a few things to consider before you take the leap, as maintaining a booth is a huge commitment that can - [Four Big Challenges Facing Healthcare Companies](https://payscout.com/four-big-challenges-facing-healthcare-companies/) - The healthcare industry is growing increasingly complicated. Providers are often operating at the intersection of complex IT and billing solutions, competing state and federal policies, and the ever-evolving data-security landscape.While this operational complexity can seem daunting, a recent survey has shed light on the various challenges facing the industry today, as well as issues that - [Is the Wallet Card the Credit Card of the Future?](https://payscout.com/is-the-wallet-card-the-credit-card-of-the-future/) - If you haven’t heard of the Wallet Card yet, chances are you will soon. Unveiled in early 2018 by Dynamics and Visa, the Dynamics Wallet Card™ has been generating an impressive amount of buzz. It’s been written up in numerous articles and has won several awards. One of those was the 2018 Best of Innovation - [Payscout specializes in providing best-in-class payment processing solutions for the ARM industry](https://payscout.com/payscout-specializes-in-providing-best-in-class-payment-processing-solutions-for-the-arm-industry/) - Payscout specializes in providing best-in-class payment processing solutions for the accounts receivable management (ARM) industry. These solutions have helped Payscout's top ARM clients grow more than 33% year-over-year. Payscout, a leading payments innovation company, provides solutions that power entrepreneurs in a myriad of industries, from retail, non-profit, money services businesses (MSB), and even marketplaces. One - [Will We See a Cashless Society? The Pros and Cons](https://payscout.com/will-we-see-a-cashless-society-the-pros-and-cons/) - For a lot of people, it can feel as though they’re participants in a cashless society already. Their paychecks are direct-deposited into an account from which bills are automatically debited. They also regularly make payments (in-person and online) without ever handling cold-hard cash. Virtually every business accepts plastic, and you can slide or insert a - [How Payscout Is Committed to Making Payment More Secure with Tokenization](https://payscout.com/how-payscout-is-committed-to-making-payment-more-secure-with-tokenization/) - Payscout has long been committed to driving and supporting innovation in the payment processing industry. Much of that innovation has been dedicated to payment platforms (including those in revolutionary new channels like virtual reality) and establishing the most user-friendly suite of global payment processing tools. However, they recognize that as important as those advances are, - [How Payscout's Integrated Payment System Can Drive Your Business](https://payscout.com/how-payscouts-integrated-payment-system-can-drive-your-business/) - Payscout is a leading payment processing provider that connects businesses, consumers, and financial institutions through credit, debit, and ATM networks across the globe. With integrations for over a dozen software applications, Payscout facilitates electronic payment solutions for all types of business operations. Utility companies, collection agencies, and global financial firms are just some of the - [The Secret to RegTech: Four E's](https://payscout.com/the-secret-to-regtech-four-es/) - Regulatory technology or "RegTech" helps entrepreneurs maintain compliance with various regulatory requirements in an efficient and cost-effective manner.Payscout, which provides RegTech solutions for merchants in a wide array of verticals, has developed their solutions over time by deploying a surprisingly simple framework: Education, Enablement, Enforcement, and Evolution (the four E's).In a complex ecosystem such as - [Make it Easy for Debtors to Pay with Payscout's Accounts Receivable Collections Software](https://payscout.com/make-it-easy-for-debtors-to-pay-with-payscouts-accounts-receivable-collections-software/) - Increase efficiency without impacting your live agents with Condor, the new payment portal that facilitates payment processing transactions between you and your debtors. This evolved, frictionless payment solution from Payscout will free your focus so you can dedicate where it’s needed.Payscout is committed to providing clients with systems that keep them ahead of emerging trends. - [Create an ARM Collection Plan That Keeps Your Business On Track](https://payscout.com/create-an-arm-collection-plan-that-keeps-your-business-on-track/) - Don’t let debtors get you down or slow your productivity. Instead, focus on creating a plan that keeps you on top of debt collection and shortens the time a customer is in arrears. To collect a debt without ruining the relationship, follow the helpful tips below. Create a plan. A failure to plan is a plan - [How Protected is Your Data with Mobile Payment Processing?](https://payscout.com/how-protected-is-your-data-with-mobile-payment-processing/) - In today’s smartphone-obsessed world, our attention spans are at an all-time low. When we pay for the things we need, we want the transaction completed quickly so we can move on to the next item on our to-do list. It’s no surprise then that mobile payments are growing to keep up with that demand. Mobile payment - [Inspiring Tomorrow's Leaders](https://payscout.com/inspiring-tomorrows-leaders/) - On May 21, Payscout People Operations Generalist Ebony McKnight PHR, SHRM-CP spoke at the Partnership UCLA Bruin Development Academy to students on, "How to Differentiate Yourself as a Candidate." She was joined in the presentation by Payscout COO (and UCLA alum) Juan Sotelo. The two spoke to UCLA students in the Banking & Finance session - [For the Second Year in a Row Payscout Featured on Entrepreneur’s Top Company Cultures List](https://payscout.com/for-the-second-year-in-a-row-payscout-featured-on-entrepreneurs-top-company-cultures-list/) - Global payment processing provider Payscout, Inc., was recently ranked on Entrepreneur’s Top Company Cultures list, a comprehensive ranking of U.S.-based businesses exhibiting high-performance cultures created in partnership with the HR Technology company Energage®. The Top Company Cultures list has placed Payscout as #64 in the small companies category. Payscout is recognized for creating an exceptional - [Payscout #13 Fastest-Growing Company in LA](https://payscout.com/payscout-13-fastest-growing-company-in-la/) - Payscout, a Sherman Oaks, CA-based payments innovation company, has been honored as the #13 Fastest-Growing Company in LA by the Los Angeles Business Journal. This is Payscout’s third-consecutive year on the list. Payscout has been among the fastest-growing, privately held companies in Los Angeles for three consecutive years. The Los Angeles Business Journal’s annual fastest-growing - [Payscout Acquires Paywire to Bolster Payments Technology Integration](https://payscout.com/payscout-acquires-paywire-to-bolster-payments-technology-integration/) - Payscout, one of the fastest growing privately held global payment processing providers in the U.S., today announced it has acquired Paywire, Inc., a leader in cloud and mobile software solutions that integrate with third-party systems, websites, hardware, SAP systems, and processors. “Paywire’s entrepreneurial spirit and cutting-edge payment technologies are a natural fit for Payscout’s innovative - [Payscout Announces Advisory Board; Appoints Charles Crawford as Member](https://payscout.com/payscout-announces-advisory-board-appoints-charles-crawford-as-member/) - Payscout, one of the fastest growing global payment processing providers, today announced an advisory board featuring payments industry veteran Charles Crawford, founder and managing director at River Creek Ventures, LLC. Charles S. Crawford’s career spans more than five decades as an executive and business consultant. In addition to River Creek Ventures, Chuck is also co-founder - [Payscout COO Appointed Chair of Jefferson Awards Foundation Local Advisory Board](https://payscout.com/payscout-coo-appointed-chair-of-jefferson-awards-foundation-local-advisory-board/) - The Greater Los Angeles chapter of the Jefferson Awards Foundation announced today the appointment of Juan Sotelo, Payscout Chief Operating Officer, as chair of the Advisory Board. Sotelo has participated as a board member since 2016. Recent additions to the board include Kristy Pipes, Managing Director, Deloitte Consulting; Cynthia Scott, Regional Director, UCLA Office of - [The Most Common Debit and Credit Card Fraud Risks for Brick-and-Mortar Businesses](https://payscout.com/the-most-common-debit-and-credit-card-fraud-risks-for-brick-and-mortar-businesses/) - Ecommerce has emerged as a monumental market presence, and along with it, the vast, destructive shadow world of hacking and digital fraud has evolved equally as rapidly. Neither of these trends should be overlooked by brick-and-mortar business owners, whose very livelihoods depend on addressing potential threats to their businesses. Unfortunately, it’s often the proprietors and - [Finexio and Payscout Announce B2B Payments Partnership](https://payscout.com/finexio-and-payscout-announce-b2b-payments-partnership/) - Finexio, an Orlando based AP payments company, today announced a strategic partnership with global payment processing provider, Payscout, to further their shared goal of offering customers more comprehensive Business-to-Business payments solutions. Finexio’s expansive B2B supplier network combined with Payscout’s omnichannel payment processing solutions will allow both companies to leverage their strengths with vertical-specific solutions. Payscout’s - [Payscout and UnionPay Announce Partnership on Global Ecommerce with Instant Onboarding](https://payscout.com/payscout-and-unionpay-announce-partnership-on-global-ecommerce-with-instant-onboarding/) - Payscout and UnionPay International today announced that Payscout is a Principal Member and Global Acquirer of UnionPay International, the world’s largest bankcard association in terms of card issuance, with over 7.5 billion cards issued globally. “UnionPay is committed to providing secure, convenient and flexible payment services for our cardholders worldwide,” said Mr. Larry Wang, Vice President of UnionPay - [Tips for Protecting Your Online Business From Debit and Credit Card Fraud](https://payscout.com/tips-for-protecting-your-online-business-from-debit-and-credit-card-fraud/) - In 2017, online shoppers spent $453.46 billion in the United States alone. With profit potential that great, every business with a product or service that can be offered online is either doing so or risking being left behind. Wherever there’s money to be made, however, there are people rushing to learn how best to steal it.The ubiquity - [Bring Your Child to Work 2018](https://payscout.com/bring-your-child-to-work-2018/) - On April 26, Payscout hosted 'Bring Your Child to Work' Day across all its offices. The idea of the celebration was for the children of Payscout employees to learn about Payscout, its business and award-winning culture alike.How do you explain payment processing to a 5-year old, you ask? By making a game out of it, - [6 Benefits of Accepting Payments Online](https://payscout.com/6-benefits-of-accepting-payments-online/) - Online payment processing can save you time and eliminate payment hassles by enabling you to save time and be more efficient. Read on to find out more! - [Increase Your Nonprofit Donations with Online Giving Supported by Payscout](https://payscout.com/increase-your-nonprofit-donations-with-online-giving-supported-by-payscout/) - Boost your revenue by making the donation process simple and easy. Paying online and via mobile are quickly becoming the preferred method of payment for Americans. Online giving grew nearly 23 percent last year - did your nonprofit benefit from this significant increase? By embracing mobile nonprofit payment processing technology, you open your organization up to greater - [Grow Your Business with Mobile Payment Processing via Payscout](https://payscout.com/grow-your-business-with-mobile-payment-processing-via-payscout/) - Mobile payment processing has changed the way Americans spend their money. According to the World Economic Forum, the average American will make 376 mobile payments in a year. That number will continue to grow in the years to come.The xennial and millennial generations are innovating the way we do things, from cabs to car rentals to - [4 Benefits of Mobile Payment Processing](https://payscout.com/4-benefits-of-mobile-payment-processing/) - No matter the size of your business or the nature of your industry, technology and innovation can streamline your operations, drive growth, and expand your customer base. At one point, a paper invoice or a facsimile receipt kept your business on the cutting edge of modernization. Then operations went digital, allowing customers to engage with - [Payscout is Expanding Integration Options for Clients in the Healthcare Industry and Beyond](https://payscout.com/payscout-is-expanding-integration-options-for-clients-in-the-healthcare-industry-and-beyond/) - Payscout’s recent acquisition of Paywire has significant implications for partners interested in expanding into healthcare payment processing by providing a suite of secure, integrated solutions to streamline operational efficiency and reduce the scope of PCI compliance. The move also gives Payscout customers access to Paywire applications developed in the Epic App Orchard marketplace and the company’s integrated suite of - [3 Ways to Win Larger Clients in ARM](https://payscout.com/3-ways-to-win-larger-clients-in-arm/) - Payscout has provided secure, stable payment acceptance options to the ARM industry for over 10 years. Our team of industry specialists includes former Collection Agency owners, so we understand how important (and how challenging) it is for you to land those larger clients that are medical facilities, telecom providers, financial institutions and more.Here are three - [Is Your Business Equipped to Handle the Holiday Shopping Frenzy?](https://payscout.com/is-your-business-equipped-to-handle-the-holiday-shopping-frenzy/) - The holiday shopping season is officially here, and consumers are ready to spend—big time—according to a recent analysis by Forbes. As consumers increasingly spread shopping experiences across multiple mediums – traditional malls, big-box stores, and online shopping and e-commerce – businesses that are equipped to accommodate the influx of online traffic stand poised to reap serious benefits. - [Pizza, Puzzles and Payment Processing: Bring Your Child to Work Day 2019](https://payscout.com/pizza-puzzles-and-payment-processing-bring-your-child-to-work-day-2019/) - A post shared by Payscout (@payscout) on Apr 18, 2019 at 3:40pm PDT On April 18th, Payscout held its annual Bring Your Child to Work Day across the Los Angeles and New Jersey offices. Throughout the day, the children learned about what we do at Payscout, and got a first-hand experience of our award-winning culture!The kids - [Card Brand Updates for April 2019](https://payscout.com/card-brand-updates-for-april-2019/) - In April 2019, a series of updates are being implemented by the card brands. Some of these changes will affect pricing in certain categories and regions.What follows is a summary of the fee changes, category modifications, and pricing adjustments that will result from these changes. Visa International Service Assessment Fee Changes Visa Network Acquiring Processing - [The Same Point-of-Sale Malware File has been Linked to Multiple Data Breaches in North America](https://payscout.com/the-same-point-of-sale-malware-file-has-been-linked-to-multiple-data-breaches-in-north-america/) - Visa’s Payment Fraud Disruption (PFD) team recently determined that seven point-of-sale breaches reported since March 2018 in North America were linked to the exact same malware file hash, now known as the “PwnPOS” File. How it Works Mitigation Measures Best Practices PwnPOS is a point-of-sale (POS) malware file that was first identified back in 2015, - [Going Global? You'll Need These Multi-Layered Fraud Solutions](https://payscout.com/going-global-youll-need-these-multi-layered-fraud-solutions/) - Cross-border ecommerce represents a tremendous opportunity for enterprising entrepreneurs, but the opportunity comes with a caveat: Cross-border fraud is on the rise. Fortunately, emerging technologies are adding advanced layers of fraud protection to facilitate safe, secure transactions that enable entrepreneurs to maximize the opportunity. The progression is rather simple, really: An entrepreneur selling widgets out - [The Key to Great Culture? Lead by Example.](https://payscout.com/the-key-to-great-culture-lead-by-example/) - Payscout CEO Cleveland Brown spent the morning of February 15 at his alma mater, UCLA, delivering a guest lecture to 75 bright minds in Professor Hopenhayn's Economics of Entrepreneurship class at the Anderson School of Business. Coincidentally, the guest lecture he delivered was both about – and itself a reflection of – Payscout’s Culture. Mr. - [Payscout Founder Volunteers on Turban Day](https://payscout.com/payscout-founder-volunteers-on-turban-day/) - Cultural empathy is a key component of Payscout’s ability to guide entrepreneurs through the process of taking their business cross-border. Cultural empathy is the ability to accept and understand another cultural point of view, and on April 13, Payscout Co-Founder and President Manpreet Singh volunteered his time to support Turban Day, an event designed to - [Millennials and Their Impact On Mobile Bill Payments](https://payscout.com/millennials-and-their-impact-on-mobile-bill-payments/) - Now that you know how to identify a millennial, let’s have a look at their smartphone usage behaviors and how that’s shaping mobile bill payments. Our end goal is to help you develop a deep understanding of your target audience before you curate a mobile bill payment strategy for millennials. ‍Millennials love their smartphones. At least 97% of them have - [How to Identify A Millennial?](https://payscout.com/how-to-identify-a-millennial/) - Who are millennials? There’s a lot written about millennials and how important they can be to businesses and economies. However, before crafting a business plan targeting millennials, let’s try to understand who millennials are.The word ‘millennial’ in itself is elusive and it’s often unclear what age bracket they belong to. Additionally, targeting a millennial is - [Saving Your Bottom Line with Healthcare Payment Processing](https://payscout.com/saving-your-bottom-line-with-healthcare-payment-processing/) - More and more, providers in the healthcare industry are realizing the impact that payments have on their businesses and are establishing priorities to address inefficiencies.As i nsurance benefits continue to change, more and more of the financial responsibility falls on the patient. As the cost of healthcare continues to land on the individual being treated, - [Use Case: Nonprofit Uses VR to Raise $2.4M in One Evening](https://payscout.com/use-case-nonprofit-uses-vr-to-raise-2-4m-in-one-evening/) - Charity: Water, an international nonprofit that provides clean and safe drinking water to people in developing countries, used an immersive virtual reality experience to raise $2.4 million dollars in one evening at a black-tie fundraising banquet at the Metropolitan Museum of Art in New York. Those who live and work in the world of virtual - [Grow Your Business with International Payment Processing](https://payscout.com/grow-your-business-with-international-payment-processing/) - The demand for mobile international payment processing options is increasing year over year, is your business prepared to meet the demand? According to Allied Market Research, the global mobile payments market is projected to reach $3,388 billion by 2022.It’s no wonder, while cash has been king for years, many no longer see its usefulness. The preference for quick payment - [A Little Cultural Empathy Goes a Long Way!](https://payscout.com/a-little-cultural-empathy-goes-a-long-way/) - For those merchants who’ve never branched outside of the United States to sell products before, or those considering entry into a new global market, the idea can be a bit daunting. While language barriers are one of the more obvious things to consider when a company is looking into what it takes to sell products - [Payscout Engages Congressional Caucus on Virtual Reality](https://payscout.com/payscout-engages-congressional-caucus-on-virtual-reality/) - Explore the historic moment Payscout demonstrated its VR Commerce solution on Capitol Hill, educating policymakers on the future of commerce technology. - [Global Ecommerce to Reach $1.84 Trillion in 2017](https://payscout.com/global-ecommerce-to-reach-1-84-trillion-in-2017/) - The trend of global ecommerce growth continues to accelerate. Learn how to capitalize on this opportunity and expand globally with the right payment partner. - [Efficient Payments for ARM](https://payscout.com/efficient-payments-for-arm/) - Discover how Payscout's leading ARM payment processing solutions can drive over 33% YoY growth for your business. Let's unlock your company's potential. - [How to Avoid Merchant Account Scams](https://payscout.com/how-to-avoid-merchant-account-scams/) - Protect your business from costly merchant account scams. Learn how to identify common red flags, from hidden fees to fake providers, and secure your payments. - [This Holiday, Don't Let "The Grinch" Steal Your Data.](https://payscout.com/this-holiday-dont-let-the-grinch-steal-your-data/) - The Holiday Season represents a tremendous opportunity for merchants looking to capitalize on ecommerce sales. With the increasing threat of cyber attacks and data security breaches, it also presents a unique set of challenges for business owners looking to capitalize on the seasonal uptick in online shopping. The 2016 holiday shopping season is going to keep - [Virtual Reality is the Future of Global Ecommerce](https://payscout.com/virtual-reality-is-the-future-of-global-ecommerce/) - Virtual reality (VR) is poised to revolutionize the way consumers interact with products and services - and Payscout has developed innovative technology to facilitate payment transactions within virtual reality experiences.Perhaps no technology has elicited more enthusiasm and excitement than the recent rise of VR technology. In the past decade alone, the world has seen major, - [Go Global Now](https://payscout.com/go-global-now/) - As a trusted international merchant services provider, Payscout is able to help your business obtain merchant accounts which allow you to process transactions worldwide - in Europe, China, Latin America, Australia, the Caribbean, U.S. Territories, and North America. Whether you run a low or managed risk business model, payment processing for all major credit cards - [Accept Payments Using Your Smartphone or Tablet](https://payscout.com/accept-payments-using-your-smartphone-or-tablet/) - Would you like to enjoy the convenience and flexibility of accepting credit and debit card payments for your business, wherever you go? Other businesses are already taking advantage of mobile credit card processing. Taxis and food trucks can accept cards via smartphones, and chances are, your favorite restaurant now takes orders and payments on an - [Trends in Mobile Payment Processing](https://payscout.com/trends-in-mobile-payment-processing/) - Today, the most common methods of payment in almost any business industry are via debit and credit card. If you are not accepting card payment, you are most likely losing out on sales. After all, statistics show that three out of every four retail transactions done in the United States are preformed using a credit - [Mobile Processing Equipment From Payscout](https://payscout.com/mobile-processing-equipment-from-payscout/) - At Payscout, we pride ourselves on having a standard of excellence in customer service, and that standard extends to our products. We understand your business is sometimes constantly on the go, so you need mobile credit card equipment you can trust to hold up to the task.Payscout integrates the iProcess Mobile Payment App into our - [Payscout Leads Compliance Talks at ACA International Convention](https://payscout.com/payscout-leads-compliance-talks-at-aca-international-convention/) - Payscout hosted an interactive panel, “Payment Compliance Outlook and Why It Matters to Collection Agencies,” at the ACA International Annual Convention and Expo.ACA Convention, the largest event for the credit and collections industry, provides an opportunity for attendees to learn from experts whose innovative ideas keep professionals ahead of a shifting regulatory environment, informed of - [Protect Your Business with Payscout's Check Protection and Verification Services](https://payscout.com/protect-your-business-with-payscouts-check-protection-and-verification-services/) - In the age of cashless checkouts, mobile wallets, and wearable payment devices, there might be a tendency to neglect some of the seemingly “antiquated” forms of payment, including good old-fashioned checks. Although many checks are submitted electronically in the form of an electronic funds transfer (EFT) or automated clearing house transfer (ACH), some people still - [How Mobile Payment Processing has Changed](https://payscout.com/how-mobile-payment-processing-has-changed/) - Mobile credit card processing has played a vital role in the enablement of businesses to safely accept debit and credit card payments without the hassles of fixed hardware and phone lines. This advancement in technology enables retailers to go wherever their customers are. Mobile credit card processing is constantly evolving in order to keep up - [Tips for Avoiding Credit Card Fraud](https://payscout.com/tips-for-avoiding-credit-card-fraud/) - Fraud is one of the major issues faced by many credit card owners today. Millions of dollars are lost to credit card fraud each year, with no sign of this trend decreasing. High profile security breaches on organizations like Target and T-Mobile prove that even companies that invest in the best security possible can fall - [How to Build Strong Corporate Culture](https://payscout.com/how-to-build-strong-corporate-culture/) - Hint: It starts with a little something called VMCB. At Payscout, our mission is “to support the entrepreneurial dream one transaction at a time. ”We love entrepreneurs because we are entrepreneurs. We know that one of the biggest challenges for a business leader is creating a strong corporate culture that serves as a foundation for the business to grow - [Recognizing Our Partners This Season.](https://payscout.com/recognizing-our-partners-this-season/) - See how collaboration with our payment processing partners led to award-winning growth for Payscout. Learn about our shared mission and journey to success. - [Payscout to Bring Virtual Reality to Money20/20 EU](https://payscout.com/payscout-to-bring-virtual-reality-to-money20-20-eu/) - Explore how Payscout unveiled its pioneering VR Commerce Solution at Money20/20. Discover insights from leaders at VISA, Unity, and more on monetizing VR. - [Payscout #38 Among Largest Minority-Owned Businesses in LA](https://payscout.com/payscout-38-among-largest-minority-owned-businesses-in-la/) - Discover how Payscout was recognized as a top minority-owned business in Los Angeles by the LABJ, showcasing one of the highest growth rates on the list. - [Expand Your Nonprofit's Mission with Mobile Payment Processing](https://payscout.com/expand-your-nonprofits-mission-with-mobile-payment-processing/) - Nonprofit Business: Mobile payment processing has the potential to boost online and reoccurring donations, driving your mission further and faster. - [5 Reasons Your Business Needs Online Bill Payments](https://payscout.com/5-reasons-your-business-needs-online-bill-payments/) - 5 Reasons for online payment processing to accelerate your business growth & profitability. Online bill payment reduces costs while increasing the probability. - [Leadership Training for the Future](https://payscout.com/leadership-training-for-the-future/) - Leadership Training to develop today's students into tomorrow's community leaders. The three pillars of the program are Leadership, Engagement, and Impact. - [VR Commerce at CES, NRF, and iConnect](https://payscout.com/vr-commerce-at-ces-nrf-and-iconnect/) - In January 2018, Payscout announced the world's first live donation in virtual reality at CES, showcased a retail application of VR Commerce with Visa at NRF, and spoke about the future of the consumer experience in VR at The Clorox Company's iConnect event in San Francisco.Payscout CEO Cleveland Brown stood on stage at CES' Digital - [A Year of Service](https://payscout.com/a-year-of-service/) - Service:Payscout and the Jefferson Awards Foundation celebrate the one-year anniversary of a partnership dedicated to powering and celebrating public service - [Payscout, UCLA, and the WNBA's L.A. Sparks: Turning Inspired Connections Into Meaningful Actions](https://payscout.com/payscout-ucla-and-the-wnbas-l-a-sparks-turning-inspired-connections-into-meaningful-actions/) - Discover Payscout's corporate social responsibility partnerships united JAF, UCLA, and the L.A. Sparks to inspire and empower the next generation of leaders. - [Payscout Reflects on Second Year as a Champion](https://payscout.com/payscout-reflects-on-second-year-as-a-champion/) - Explore how our corporate volunteering programs with JAF create real impact, from mentoring students to donating innovative art kits and empowering employees. - [Payscout COO Is Recognized with Prestigious Board Position](https://payscout.com/payscout-coo-is-recognized-with-prestigious-board-position/) - Prestigious board position from the Jefferson Awards Foundation recently honored Payscout COO Juan Sotelo with an appointment as chair of their advisory board. - [Jefferson Awards Foundation SIA Training at UCLA](https://payscout.com/jefferson-awards-foundation-sia-training-at-ucla/) - SIA Training (Students-In-Action):Payscout partnered with the Jefferson Awards Foundation and UCLA to provide leadership training to nearly 140 future leaders. - [Payscout's Erica Boatman-Dixon Recognized by the Jefferson Awards Foundation](https://payscout.com/payscouts-erica-boatman-dixon-recognized-by-the-jefferson-awards-foundation/) - The Jefferson Awards Foundation (JAF), an organization dedicated to inspiring and celebrating public service honors Erica Boatman-Dixon from Payscout. - [Adding a Payment Gateway to Your Website](https://payscout.com/adding-a-payment-gateway-to-your-website/) - A Payment Gateway is used to ensure that transactions between the merchant and a consumer is properly processed and whether to accept or decline a transaction. - [How to Streamline Your Online Business Payment Processing](https://payscout.com/how-to-streamline-your-online-business-payment-processing/) - Streamline: Unlock a key to running a successful business. With many processes, from customer service to marketing strategies, simplifying effectively is vital. - [Boost Conversion Rates with Payscout’s Card Account Updater](https://payscout.com/card-account-updater/) - Card Updater Solution From Payscout: Card account updates can lead to declined authorization requests, lost sale opportunities, and increased operating expense. - [Mastercard Chargeback Monitoring Program Updates](https://payscout.com/mastercard-chargeback-monitoring-program-updates/) - Chargeback fees from new updates involve 2 different programs: the Excessive Fraud Merchant (EFM) Compliance Program and the Excessive Chargeback Program (ECP). - [Streamlining Payment Processing for Non-Profits: Empowering Your Mission with Payscout](https://payscout.com/the-financial-challenges-of-running-a-non-profit-and-how-payscout-can-help/) - For Non-Profit as donations flow in, juggling contributions from credit cards, checks, electronic payments, can become chaotic without a unified platform. - [Bluefin and Payscout Partner to Provide Secure, PCI-Validated Point-to-Point Encryption (P2PE)](https://payscout.com/bluefin-and-payscout-partner-to-provide-secure-pci-validated-point-to-point-encryption-p2pe/) - PCI: Blue Fin and Payscout partner to provide PCI-validated P2PE through Payscout's Paywire℠ technology platform. Two industry proven solutions providers - [Payscout Announces Spin-Off of CyberDyme](https://payscout.com/payscout-announces-spin-off-of-cyberdyme/) - CyberDyme develops software for XR by integrating new shopping experiences and payment technologies with existing retail and order processing platforms. - [Eliminate the headaches of “7-in-7” by collecting and tracking all of your data in ONE PLACE.](https://payscout.com/putting-it-all-together/) - Problem Solved to address upcoming changes required by “Reg F,” Payscout and Divinity Software have formed a new strategic partnership with the solution. - [Is Your Payment Processor Lying to you? Three Key Ways to Identify Processor Dishonesty](https://payscout.com/is-your-payment-processor-lying-to-you-three-key-ways-to-identify-processor-dishonesty/) - Know the top 3 warning signs that your payment processors may be deceiving you. Spot hidden fees, misleading contracts, and false Interchange rate claims. - [Simplify Your Transactions with Payscout's Paywire Gateway](https://payscout.com/payscouts-paywire-gateway-features-updates-enhancements/) - Paywire Gateway is an ecosystem of payment solutions designed to increase conversions, enhance compliance, and lower processing costs all from Payscout. - [Merchant Best Practices During a Pandemic: Communication is Key](https://payscout.com/merchant-best-practices-during-a-pandemic-communication-is-key/) - Pandemic To Do's: Here is a high-level overview of the Best Practices associated with merchant activity during this time of crisis. It's all about communication - [Understanding Interchange Fees — And How to Spot Red FlagsThe Truth About Interchange](https://payscout.com/the-truth-about-interchange/) - Learn what interchange fees are, how interchange rates work, and key factors to watch out for when evaluating payment processor quotes. Read for insights! - [MerchantE Launches Exclusive Relationship with UnionPay SecurePlus Powered by Payscout](https://payscout.com/merchante-launches-exclusive-relationship-with-unionpay-secureplus-powered-by-payscout/) - MerchantE, a leading end-to-end digital commerce platform, now offers UnionPay SecurePlus powered by Payscout. This opens trillions of dollars in transactions. - [Payscout announces appointment of Michael Lamm to Advisory Board](https://payscout.com/payscout-announces-appointment-of-michael-lamm-to-advisory-board/) - Michael Lamm joins Payscout Advisory Board with his extensive industry experience around the ARM and healthcare revenue cycle management (RCM) industries. - [Payscout Announces Paywire Integration and Enhanced Service Offerings with Collect!](https://payscout.com/payscout-announces-paywire-integration-and-enhanced-service-offerings-with-collect/) - Integration announced with Payscout and Collect!, a leading software solution for the world's receivables management industry. Payscout always moving forward. - [Payscout Partners with Rede Celer to Expand Payment Solutions in Brazil](https://payscout.com/payscout-partners-with-rede-celer-to-expand-payment-solutions-in-brazil/) - Brazil expansion with Rede Celer and Payscout. The partnership is strategic for both with very aligned views to expand market share in Brazil and globally. - [Healthcare Headaches](https://payscout.com/healthcare-headaches/) - Healthcare payment processing can be a headache. Especially given that many healthcare departments and locations are accepting differing payment solutions. - [Breaking Down Interchange Fees: What Every Merchant Needs to Know](https://payscout.com/what-is-interchange/) - Interchange Fees make up the largest portion of a merchant’s payment processing costs. Sadly, it is often not clear what these fees are and how they are charged - [How Do You Identify the Right Payment Processing Partner?](https://payscout.com/how-do-you-identify-the-right-payment-processing-partner/) - Processing Partner selection is a critical decision for business. Payscout has a reputation of being an exceptional partner when it comes to payment processing. - [Payscout and Telrock Systems Strengthen Partnership with Paywire Integration](https://payscout.com/payscout-and-telrock-systems-strengthen-partnership-with-paywire-integration/) - Integration with Optimus, an enterprise-wide cloud-based collections and recovery software platform from Telrock Systems with payment innovation leader Payscout - [Payscout Announces Certification as a Minority Business Enterprise](https://payscout.com/payscout-announces-certification-as-a-minority-business-enterprise/) - Minority Certification as a Minority Business Enterprise is Payscout's DNA. This is also a benefit to our customers and business partners. - [Do We Know the Real Number?](https://payscout.com/do-we-know-the-real-number/) - Do we know the numbers behind Consumer Fraud: Nearly $90 billion in medical debt appeared on consumer credit reports in 2021 as stated by the CPA. - [Payscout and Collection Works Software Solutions Strengthen Partnership with Enhanced Payment Processing and Paywire Integration](https://payscout.com/payscout-and-collection-works-software-solutions-strengthen-partnership-with-enhanced-payment-processing-and-paywire-integration/) - Software Solutions define Payscout as a global leader in payment solutions. Collection Works Software Solutions is now a “Preferred Payments Partner” for us - [Compliance in the Collections Space; Who’s Responsible?](https://payscout.com/compliance-in-the-collections-space-whos-responsible/) - Compliance in the Collections Space: Who’s Responsible when technology is advancing at lightning speed The landscape of cyber security is critical call Payscout - [Finding the Perfect Payment Processing Partner: What You Need to Know](https://payscout.com/payment-processing-how-to-choose-the-right-platform-for-your-business/) - Finding the Perfect Payment Processing Partner and the right payment processing platform with so many options and features can be daunting. You need Payscout. - [Securing Tomorrow's Transactions: Unveiling the Power of PCI DSS 4.0](https://payscout.com/securing-tomorrows-transactions-unveiling-the-power-of-pci-dss-4-0/) - Securing Transactions: The Payment Card Industry Data Security Standard (PCI DSS) plays a pivotal role in safeguarding sensitive cardholder information. - [Payscout Revolutionizes Merchant Integration with ApplePay Mass Enablement API](https://payscout.com/payscout-revolutionizes-merchant-integration-with-applepay-mass-enablement-api/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_blurb image=”https://payscout.com/wp-content/uploads/2024/03/Integrating-Apple-Pay-and-Google-Pay-Services-for-Contactless-Payment-Processing-1000×600-1.jpg” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”](Los Angeles, CA) – Payscout, a leading payment processing provider, proudly announces the roll-out of its ApplePay Merchant Mass Enablement using the innovative Apple Pay Web Merchant Registration API (Mass Enablement API). This groundbreaking feature, designed - [Choosing the Right Payment Gateway for Your Ecommerce Business](https://payscout.com/choosing-the-right-payment-gateway-for-your-ecommerce-business/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”]In the dynamic world of ecommerce, where transactions happen in a click and security is paramount, selecting the right payment gateway is key to laying a sturdy foundation for your online business. From seamless transactions to robust security features, the gateway you choose can significantly impact your customers’ experience - [Understanding Recent Changes to Convenience Fee Amounts by Payscout](https://payscout.com/understanding-recent-changes-to-convenience-fee-amounts-by-payscout/) - Understanding Fee changes to Convenience FeeAmounts by Payscout in New York and New Jersey. Why Payscout has adjusted the Fees. - [March Madness Spending: How Payscout Powers Payments with a Champion’s Mindset](https://payscout.com/march-madness-spending-how-payscout-powers-payments-with-a-champions-mindset/) - March Madness isn’t just about buzzer-beaters, Cinderella stories and heart-stopping upsets-it’s also a massive money machine Payscout makes it seamless for you - [VAMP: Visa’s Enhanced Risk Monitoring Program for Fraud and Disputes](https://payscout.com/vamp-visas-enhanced-risk-monitoring-program-for-fraud-and-disputes/) - Vamp is Visa's enhanced risk monitoring program for fraud and disputes. - [Don't Let Payments Be a Pain Point: Why CBD Retailers Need the Right Processing Partner](https://payscout.com/dont-let-payments-be-a-pain-point-why-cbd-retailers-need-the-right-processing-partner/) - For CBD Retailers, the market is booming, offering opportunities for entrepreneurs. Navigating the business finances can feel like traversing a minefield. - [Navigating the Regulatory Maze: Why Payscout is the Trusted Partner for MCC 7322 Collection Agencies](https://payscout.com/navigating-the-regulatory-maze-why-payscout-is-the-trusted-partner-for-mcc-7322-collection-agencies/) - Navigating MCC 7322 compliance is complex. Partner with Payscout, a certified MBE, for seamless payment solutions that ensure compliance and build trust. - [A Definitive Guide: How Collection Agencies Can Select a Payment Processor to Maximize ROI and Ensure Seamless Compliance](https://payscout.com/a-definitive-guide-how-collection-agencies-can-select-a-payment-processor-to-maximize-roi-and-ensure-seamless-compliance/) - Picking a payment processor for your collection agencies is crucial. Our guide helps you maximize ROI and ensure compliance, with expertise from a certified MBE - [MCC 7322 Compliance: Your Essential FAQ Guide to Payment Processing Regulations for Debt Collection Agencies](https://payscout.com/mcc-7322-compliance-your-essential-faq-guide-to-payment-processing-regulations-for-debt-collection-agencies/) - Navigating the labyrinth of payment processing regulations can be one of the most challenging aspects for debt collection agencies. - [Integrating Payments: How Payscout's APIs and Plugins Streamline Your Accounting and CRM](https://payscout.com/integrating-payments-how-payscouts-apis-and-plugins-streamline-your-accounting-and-crm/) - Streamline your business with seamless payment integration. Learn how Payscout's APIs & plugins connect your accounting and CRM for true operational efficiency. - [Healthcare Payment Processing: Simplifying Collections and Ensuring Compliance](https://payscout.com/healthcare-payment-processing-simplifying-collections-and-ensuring-compliance/) - Simplify healthcare payments and ensure HIPAA & PCI compliance. Learn how Payscout, a certified MBE, helps providers streamline collections/secure patient data. - [You Asked, We Answered: Your Top Questions on MCC 7322](https://payscout.com/you-asked-we-answered-your-top-questions-on-mcc-7322-compliance/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] MCC 7322: FAQ’S Q. Do I really need a 7322 MID? A. Yes. If you are a debt collection agency, Visa requires you to process certain transactions under MCC 7322. Visa created - [The Hidden Cost of "Safe" Payments: Calculating the ROI of Accepting Credit Cards in Collections](https://payscout.com/the-hidden-cost-of-safe-payments-calculating-the-roi-of-accepting-credit-cards-in-collections/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] TL;DR Summary The Problem: CFOs and Ops Managers are often sold on “safe” debit-only payment processing, viewing it as a risk-mitigation tactic. The Financial Impact: This strategy is anything but safe for - [More Ways to Pay, Fewer Complaints: How Payment Flexibility Improves the Collector-Consumer Interaction](https://payscout.com/more-ways-to-pay-fewer-complaints-how-payment-flexibility-improves-the-collector-consumer-interaction/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] TL;DR Summary The Problem: Forcing consumers into a debit-only payment model creates friction and stress at the most critical point of the interaction. The Impact: This poor “customer service” experience can undermine - [Why Are Processors Scared of MCC 7322? A Look Behind the Curtain of ARM Industry Underwriting](https://payscout.com/why-are-processors-scared-of-mcc-7322-a-look-behind-the-curtain-of-arm-industry-underwriting/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] TL;DR Summary The Problem: Mainstream processors are “scared” of MCC 7322 not because your business is bad, but because they fear high chargeback ratios, jeopardizing their crucial sponsor bank relationships, and reputational - [The Definitive Guide to MBE Certification and Its Impact on Your Bottom Line](https://payscout.com/the-definitive-guide-to-mbe-certification-and-its-impact-on-your-bottom-line/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]TL;DR Partnering with an MBE-certified company is a powerful business strategy, not just a “social good” checkbox. This guide proves how an MBE partnership drives real, bottom-line benefits—including significant tax incentives, access to - [How Supplier Diversity Drives Innovation (And Why Your Payment Processor Should Be an MBE)](https://payscout.com/how-supplier-diversity-drives-innovation-and-why-your-payment-processor-should-be-an-mbe/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]TL;DR Summary Supplier diversity is a direct driver of innovation and agility. MBEs bring fresh perspectives that lead to more creative problem-solving and are often more flexible and responsive than large, bureaucratic competitors. - [5 Key Criteria for Choosing an MBE Certified Payment Processing Partner](https://payscout.com/5-key-criteria-for-choosing-an-mbe-certified-payment-processing-partner/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]TL;DR Summary Choosing the right MBE payment processor is critical. Don’t compromise; use this 5-point checklist: Verify Certification: Ensure they are “NMSDC certified,” not just self-proclaimed. Demand Global Scale: They must have world-class - [Unlocking Tax Benefits: A Guide to Working with an MBE Certified Company](https://payscout.com/unlocking-tax-benefits-a-guide-to-working-with-an-mbe-certified-company/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”et_body_layout”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”et_body_layout”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”et_body_layout”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”et_body_layout” sticky_enabled=”0″]TL;DR A simple, direct tax credit for using an MBE is a common myth. The real financial benefits are far more significant: Indirect Tax Advantages: Using an MBE helps you qualify for large - [The Ultimate Guide to Visa’s Acquirer Monitoring Program (VAMP): A Complete Breakdown for Merchants](https://payscout.com/the-ultimate-guide-to-visas-acquirer-monitoring-program-vamp-a-complete-breakdown-for-merchants/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] TL;DR Summary: Visa’s new VAMP program is a big deal for e-commerce merchants. It merges the old fraud (VFMP) and dispute (VDMP) programs into one. It’s now tracked by a single VAMP - [How Payscout Helps You Stay Ahead of Visa’s Acquirer Monitoring Program (VAMP)](https://payscout.com/how-payscout-helps-you-stay-ahead-of-visas-acquirer-monitoring-program-vamp/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] TL;DR Summary: A reactive “wait and see” approach to VAMP is a failing strategy. To stay compliant, you must be proactive. Payscout helps you get ahead (and stay ahead) of VAMP with - [From Compliance to Confidence: How Payscout Simplifies VAMP for Merchants](https://payscout.com/from-compliance-to-confidence-how-payscout-simplifies-vamp-for-merchants/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] TL;DR Summary: The Visa VAMP program is complex, but managing it doesn’t have to be. Payscout turns VAMP complexity into confidence by replacing confusing data with a simple, real-time dashboard, automating time-consuming - [Minimizing Risk, Maximizing Trust: Payscout’s Approach to VAMP Compliances](https://payscout.com/minimizing-risk-maximizing-trust-payscouts-approach-to-vamp-compliances/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] TL;DR Summary: Minimizing your VAMP risk requires a deeper strategy than just watching a dashboard. Payscout’s approach protects you at every stage: (1) at the “front door” with advanced fraud-prevention tools to - [The Holiday Hangover is Coming: How to Inoculate Your Business Against January Chargebacks](https://payscout.com/the-holiday-hangover-is-coming-how-to-inoculate-your-business-against-january-chargebacks/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] TL;DR Summary The Problem: January brings a “Holiday Hangover” for merchants—a projected 50% spike in chargebacks driven largely by “friendly fraud” (customers disputing valid purchases due to buyer’s remorse or confusion). The - [The 233% Surge: Why Retail Chargebacks Soared in 2025 (And What to Do About It)](https://payscout.com/the-233-surge-why-retail-chargebacks-soared-in-2025-and-what-to-do-about-it/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”] TL;DR Summary: The Alert: New data reveals a startling 233% increase in retail e-commerce chargebacks between Q1 and Q3 of 2025. The Cause: It’s not just error; it’s intent. A rise in “refund hack” - [Beyond Micro-Deposits: How Payscout and ValidiFI Secure the Modern Checkout](https://payscout.com/beyond-micro-deposits-how-payscout-and-validifi-secure-the-modern-checkout/) - [et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”et_body_layout”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}” theme_builder_area=”et_body_layout”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”et_body_layout”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”et_body_layout” sticky_enabled=”0″] TL;DR: Legacy ACH verification like micro-deposits causes checkout friction and high abandonment. Payscout and ValidiFI solve this by providing instant, real-time bank account validation. Ensure 100% compliance with the March 2026 Nacha ## Pages - [Home](https://payscout.com/) - Payment Platform Built to Make You More Money. Payscout is a leading new age global payment technology company. Learn more about PAYWIRE and its benefits. - [Convenience Fee: Restricted States and Territories](https://payscout.com/cfee-restricted-states-and-territories/) - The Convenience Fee has restrictions by State and Territory. Payscout has put together a guide for all the restrictions by State and Territory. - [Careers](https://payscout.com/careers/) - Careers! Come and join our fast growing team. Looking for the perfect position? Send us an email and we will try to find the perfect role for you! - [Education](https://payscout.com/education/) - Education: End-to-End Payment Solutions designed specifically for the needs of higher education. Payscout rich feature set includes global payment acceptance. - [Webinar Acknowledgement Processing ACH with Payscout-Merchant](https://payscout.com/webinar-acknowledgement-processing-ach-with-payscout-merchant/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.23.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_image=”https://payscout.com/wp-content/uploads/2023/12/bgg.svg” background_position=”top_center” custom_margin=”0px||30px||false|false” custom_margin_tablet=”0px||30px||false|false” custom_margin_phone=”0px||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||50px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” bottom_divider_style=”slant” bottom_divider_color=”gcid-82409009-b00f-476f-99bc-f19223e3d15d” bottom_divider_height=”120px” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{%22gcid-82409009-b00f-476f-99bc-f19223e3d15d%22:%91%22bottom_divider_color%22%93}”][et_pb_row column_structure=”3_5,2_5″ make_equal=”on” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”margin: auto” global_colors_info=”{}”][et_pb_heading _builder_version=”4.24.2″ _module_preset=”default” title_level=”h6″ title_font=”Facundo||||||||” title_text_align=”center” title_text_color=”#addbe1″ title_font_size=”18px” custom_margin=”||0px||false|false” global_module=”787″ global_colors_info=”{}”][/et_pb_heading][et_pb_heading title=”Webinar Acknowledgement” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_text_align=”center” title_text_color=”#3ac9db” title_font_size=”56px” custom_margin=”||0.5em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||1em||false|false” custom_margin_last_edited=”on|phone” title_font_size_tablet=”39px” - [Webinar Acknowledgement Processing ACH with Payscout-Agent](https://payscout.com/webinar-acknowledgement-processing-ach-with-payscout-agent/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.23.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_image=”https://payscout.com/wp-content/uploads/2023/12/bgg.svg” background_position=”top_center” custom_margin=”0px||30px||false|false” custom_margin_tablet=”0px||30px||false|false” custom_margin_phone=”0px||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||50px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” bottom_divider_style=”slant” bottom_divider_color=”gcid-82409009-b00f-476f-99bc-f19223e3d15d” bottom_divider_height=”120px” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{%22gcid-82409009-b00f-476f-99bc-f19223e3d15d%22:%91%22bottom_divider_color%22%93}”][et_pb_row column_structure=”3_5,2_5″ make_equal=”on” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”margin: auto” global_colors_info=”{}”][et_pb_heading _builder_version=”4.24.2″ _module_preset=”default” title_level=”h6″ title_font=”Facundo||||||||” title_text_align=”center” title_text_color=”#addbe1″ title_font_size=”18px” custom_margin=”||0px||false|false” global_module=”787″ global_colors_info=”{}”][/et_pb_heading][et_pb_heading title=”Webinar Acknowledgement” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_text_align=”center” title_text_color=”#3ac9db” title_font_size=”56px” custom_margin=”||0.5em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||1em||false|false” custom_margin_last_edited=”on|phone” title_font_size_tablet=”39px” - [Payment Options](https://payscout.com/merchant-services/) - Payment options regardless of your business , or industry. Payscout has a payment solution that will meet and exceed your expectations. Options right for you - [Enterprise](https://payscout.com/enterprise/) - Enterprise Payment Processing Expertise From Payscou, a World-Leadert in Secure, Compliant and Highly Customized Ecommerce Solutions - [Brazil](https://payscout.com/brazil/) - Payscout works locally in Brazil, giving you the benefit of processing the full range of Brazilian and international merchant cards without cultural barriers. - [Cash Discount Addendum](https://payscout.com/cash-discount-addendum/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.23.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_image=”https://payscout.com/wp-content/uploads/2023/12/bgg.svg” background_position=”top_center” custom_margin=”0px||2px||false|false” custom_margin_tablet=”0px||30px||false|false” custom_margin_phone=”0px||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||50px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” bottom_divider_color=”gcid-82409009-b00f-476f-99bc-f19223e3d15d” bottom_divider_height=”120px” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{%22gcid-82409009-b00f-476f-99bc-f19223e3d15d%22:%91%22bottom_divider_color%22%93}”][et_pb_row make_equal=”on” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”margin: auto” global_colors_info=”{}”][et_pb_heading title=”Cash Discount Addendum” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_text_align=”center” title_text_color=”#3ac9db” title_font_size=”56px” custom_margin=”||0.5em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||1em||false|false” custom_margin_last_edited=”on|phone” title_font_size_tablet=”39px” title_font_size_phone=”33px” title_font_size_last_edited=”on|tablet” global_module=”788″ global_colors_info=”{}”][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column - [Cash Discount](https://payscout.com/cash-discount/) - Cash Discount reduces your merchant fees significantly with Payscout's Cash Discount solution. The most complkiant in the payments industry. - [Surcharging Addendum](https://payscout.com/surcharging-addendum/) - A Surcharging Addendum has been created by Payscout to ensure our customers can see the latest changes to surcharge costs and fees. Please take the time to read - [Terms & Conditions](https://payscout.com/termsconditions/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.23.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_image=”https://payscout.com/wp-content/uploads/2023/12/bgg.svg” background_position=”top_center” custom_margin=”0px||2px||false|false” custom_margin_tablet=”0px||30px||false|false” custom_margin_phone=”0px||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||50px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” bottom_divider_color=”gcid-82409009-b00f-476f-99bc-f19223e3d15d” bottom_divider_height=”120px” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{%22gcid-82409009-b00f-476f-99bc-f19223e3d15d%22:%91%22bottom_divider_color%22%93}”][et_pb_row make_equal=”on” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”margin: auto” global_colors_info=”{}”][et_pb_heading title=”Terms & Conditions” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_text_align=”center” title_text_color=”#3ac9db” title_font_size=”56px” custom_margin=”||0.5em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||1em||false|false” custom_margin_last_edited=”on|phone” title_font_size_tablet=”39px” title_font_size_phone=”33px” title_font_size_last_edited=”on|tablet” global_module=”788″ global_colors_info=”{}” custom_padding=”||0px|||”][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” - [Convenience Fee Addendum](https://payscout.com/convenience-fee-addendum/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.23.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_image=”https://payscout.com/wp-content/uploads/2023/12/bgg.svg” background_position=”top_center” custom_margin=”0px||2px||false|false” custom_margin_tablet=”0px||30px||false|false” custom_margin_phone=”0px||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||50px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” bottom_divider_color=”gcid-82409009-b00f-476f-99bc-f19223e3d15d” bottom_divider_height=”120px” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{%22gcid-82409009-b00f-476f-99bc-f19223e3d15d%22:%91%22bottom_divider_color%22%93}” theme_builder_area=”post_content”][et_pb_row make_equal=”on” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”margin: auto” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”Convenience Fee Addendum ” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_text_align=”center” title_text_color=”#3ac9db” title_font_size=”56px” custom_margin=”||0.5em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||1em||false|false” custom_margin_last_edited=”on|phone” title_font_size_tablet=”39px” title_font_size_phone=”33px” title_font_size_last_edited=”on|tablet” global_module=”788″ global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” - [Privacy Policy](https://payscout.com/privacy-policy/) - Privacy Policy defines how Payscout secures and protects the information it receives through its integrations and connections. This protects everyone. - [Service Fees Addendum](https://payscout.com/service-fees-addendum/) - Addendum for Service Fee: There are changes and updates to Service Fees. Payscout has created an outline for you to read. It is important to update your changes - [MBE Advantage Webinar](https://payscout.com/mbe-advantage-webinar/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.23.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_image=”https://payscout.com/wp-content/uploads/2023/12/bgg.svg” background_position=”top_center” custom_margin=”0px||30px||false|false” custom_margin_tablet=”0px||30px||false|false” custom_margin_phone=”0px||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||50px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” bottom_divider_style=”slant” bottom_divider_color=”gcid-82409009-b00f-476f-99bc-f19223e3d15d” bottom_divider_height=”120px” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{%22gcid-82409009-b00f-476f-99bc-f19223e3d15d%22:%91%22bottom_divider_color%22%93}”][et_pb_row column_structure=”3_5,2_5″ make_equal=”on” _builder_version=”4.23.1″ _module_preset=”_initial” custom_padding=”||33px|||” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”margin: auto” global_colors_info=”{}”][et_pb_heading title=”Unlock Your Competitive Edge: The Expanding Influence of MBEs in Finance” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_text_align=”center” title_text_color=”#3ac9db” title_font_size=”56px” custom_margin=”||0.5em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||1em||false|false” custom_margin_last_edited=”on|phone” title_font_size_tablet=”39px” - [Integrations](https://payscout.com/integrations/) - Integrations With Options:Payscout provides direct integrations to many of the most popular software platforms used in Collections - [Collections (ARM)](https://payscout.com/collections/) - Fully integrated payments solution for accounts receivable management, including credit cards, checks, ACH, and HSA cards are easy and secure through Payscout. - [Contact Us](https://payscout.com/contact/) - Contact Us We're here for you. Have questions or need additional information? Our Customer Service Team can be reached by phone, by email or by chat online. - [Webinar Acknowledgement](https://payscout.com/webinar-acknowledgement/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.23.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_image=”https://payscout.com/wp-content/uploads/2023/12/bgg.svg” background_position=”top_center” custom_margin=”0px||30px||false|false” custom_margin_tablet=”0px||30px||false|false” custom_margin_phone=”0px||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||50px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” bottom_divider_style=”slant” bottom_divider_color=”gcid-82409009-b00f-476f-99bc-f19223e3d15d” bottom_divider_height=”120px” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{%22gcid-82409009-b00f-476f-99bc-f19223e3d15d%22:%91%22bottom_divider_color%22%93}”][et_pb_row column_structure=”3_5,2_5″ make_equal=”on” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”margin: auto” global_colors_info=”{}”][et_pb_heading _builder_version=”4.24.2″ _module_preset=”default” title_level=”h6″ title_font=”Facundo||||||||” title_text_align=”center” title_text_color=”#addbe1″ title_font_size=”18px” custom_margin=”||0px||false|false” global_module=”787″ global_colors_info=”{}”][/et_pb_heading][et_pb_heading title=”Webinar Acknowledgement” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_text_align=”center” title_text_color=”#3ac9db” title_font_size=”56px” custom_margin=”||0.2em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||1em||false|false” custom_margin_last_edited=”on|phone” title_font_size_tablet=”39px” - [Twin Oaks Funding Schedule](https://payscout.com/5811-2/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.23.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_image=”https://payscout.com/wp-content/uploads/2023/12/bgg.svg” background_position=”top_center” custom_margin=”0px||2px||false|false” custom_margin_tablet=”0px||30px||false|false” custom_margin_phone=”0px||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||50px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” bottom_divider_color=”gcid-82409009-b00f-476f-99bc-f19223e3d15d” bottom_divider_height=”120px” bottom_divider_flip=”horizontal” locked=”off” global_colors_info=”{%22gcid-82409009-b00f-476f-99bc-f19223e3d15d%22:%91%22bottom_divider_color%22%93}” theme_builder_area=”post_content”][et_pb_row make_equal=”on” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”margin: auto” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”Twin Oaks Funding Times” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_text_align=”center” title_text_color=”#3ac9db” title_font_size=”56px” custom_margin=”||0.2em||false|false” custom_margin_tablet=”||0em||false|false” custom_margin_phone=”||1em||false|false” custom_margin_last_edited=”on|phone” title_font_size_tablet=”39px” title_font_size_phone=”33px” title_font_size_last_edited=”on|tablet” global_module=”788″ global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.2″ - [About Us](https://payscout.com/about-us/) - About Us; Leading New Generation Merchant Services Provider connecting merchants and consumers via credit, debit, ACH, Apple Pay, Google Pay, and other payments - [ThemeNcode PDF Viewer [Do not Delete]](https://payscout.com/themencode-pdf-viewer/) - ThemeNCode PDF Viewer for Payscout Home Page ready for the user to view and download. Link to Paywire is live. This provides a quick, simple way to learn more. - [Paywire Technologies](https://payscout.com/paywire-technologies/) - Paywire technology is built to handle boththe simple and complex payment needs, with easy integration for both software and web applications. - [Europe](https://payscout.com/europe/) - Europe: Payscout is able to help your business obtain a European merchant account which allows you to process transactions worldwide. - [AccessOne Merchant User Guide](https://payscout.com/accessone-merchant-user-guide/) - Guide for AccessOne Users: Must read information for Users to take advantage of the features and benefits of Payscout AccessOne. Easy to understand and helpful. - [Card Reader Testing](https://payscout.com/card-reader-testing/) - Card reader testing will save the merchant organization hours of frustration if a problem arises. Customers will not be left what went wrong with their card. - [Minority Business Enterprise (MBE)](https://payscout.com/about-us/minority-business-enterprise-mbe/) - Payscout meets the MBE requirements as a minority business. MBE certification promotes diversity and inclusion in the business world and increases collaboration - [Integrations - Intake form](https://payscout.com/integrations-intake-form/) - Integrations Form is a process to provide a convenient way for an Independent Software or Services Provider to get information the ease of the Payscout process. - [Collections (ARM)](https://payscout.com/collections-arm-merchants/) - Collections: Payscout offers integrated payment solutions for accounts receivable management (ARM), including credit cards, checks, ACH, and HSA cards. - [ThemeNcode PDF Viewer SC [Do not Delete]](https://payscout.com/themencode-pdf-viewer-sc/) - PDF view of the home page test to check out new plugin - [Fiserv Dispute Manager User Guide](https://payscout.com/fiserv-dispute-manager-user-guide/) - Fiserv Dispute Manager is a highly secure web enabled front-end user interface that helps merchants and or clients effectively manage sales disputes. - [Paywire Services](https://payscout.com/paywire-services/) - Paywire Services are a turnkey solution with multiple interfaces that can accommodate a multitude of payment processing, monitoring and reporting needs. - [Fiserv Dispute Manager Best Practices](https://payscout.com/merchant-dispute-manager-best-practices/) - FISERV Merchant Dispute Manager provides easy to follow steps to resolve Merchant Dispute issues that may arise from time to time. - [Best Practices – User IDs and Passwords](https://payscout.com/best-practices-user-ids-and-passwords/) - Best Practices: User ID's and Passwords is provided to assist in providing information on how and why to use and create secure User ID's and Passwords. - [TSYS Welcome Letter](https://payscout.com/tsys-welcome-letter-2/) - TSYS Welcome! Here at Payscout, we strive to understand the complexities of your business. Our experienced, dedicated staff is standing by to assist you! - [Fiserv Merchant Welcome Letter](https://payscout.com/fiserv-merchant-welcome-letter-2/) - Fiserv Welcome to Payscout's Family of Credit Card Solutions. - [UnionPay](https://payscout.com/unionpay/) - Union Pay with Payscout as a Principal Member and Global Acquirer enables our direct UnionPay SecurePlus connectivity provides the most reliable connections. - [Akada Payment Processing](https://payscout.com/akada-payment-processing/) - Akada + Payscout = Simplified Software and Seamless Payment Processing. Payscout's "White Glove Service" exceeds our customers' expectations as does Akada. - [China](https://payscout.com/china/) - China and Union Pay improve shopper satisfaction with a frictionless payment solution from Payscout with a payment network Chinese and Asian customers trust. - [First Party Biller](https://payscout.com/first-party-biller/) - First Party Biller: Take Control of Your Early Stage Accounts - Start offering First Party Billing service now! The Ideal Acceptance Option for EBO and BPO. - [Payscout Collection Works](https://payscout.com/payscout-collection-works/) - Collection Works:Payscout Payscout provides Collection Works users a direct integration to our proprietary Paywire platform, a prominent ARM-centric gateway. - [Asia Pacific](https://payscout.com/asia-pacific/) - Asia Pacific Payscout can help you set up payment processing in Europe, China, Latin America, Australia, and Caribbean, U.S. Territories, and North America. - [Direct Lending](https://payscout.com/direct-lending-2/) - Direct Lending: Has your business adapted to embedded payments that will boost revenue and deliver a seamless experience? Payscout payment processing can assist - [Security](https://payscout.com/security/) - Security is at the very heart of our payment processing solutions. We consider compliance and security two differentiators in Payscout's development process. - [Solutions](https://payscout.com/solutions/) - Solutions: Our powerful proprietarypayments platform is designed to increase conversions, reduce costs, enhance compliance, and built tomake you more money! - [Nonprofit](https://payscout.com/nonprofit/) - Nonprofit with Paywire help nonprofits turn their supporters into Donors for life. Paywire was built to process all types of donations with one connection point - [CBD](https://payscout.com/cbd/) - CBD seamless payment processing and streamlining transactions for higher customer satisfaction. Payscout solves the unique challenges faced by CBD businesses. - [Healthcare](https://payscout.com/healthcare/) - Healthcare committed to helping healthcare companies manage payments. Payscout provides frictionless payment options to increase revenue and efficiency. - [Testimonials](https://payscout.com/testimonials/) - Testimonials: At Payscout, we don't just promise "White Glove Service" and Award Winning Support", We Deliver It! Customer Experience is Number One at Payscout! - [ISV Referrals](https://payscout.com/isv-referrals/) - ISV Referrals your customers may appreciate based on your guidance. Referrals for additional services which are integrated into the software purchased from you. - [ISOs and Agents](https://payscout.com/isos-and-agents/) - ISOs and Agents are backed by the credibility of a financially stable merchant solution provider. Equipping you with an unparalleled suite of merchant solutions - [Business Referral Partners](https://payscout.com/business-referral-partners/) - Business Referral Partners can earn revenues from the transactions your referral accounts process. There is unlimited opportunity to earn more. Learn how. - [Partnership Options](https://payscout.com/partnership-options/) - Partnership Options to suit your business needs. Tiered partnership levels offer unlimited opportunities to maximize your success. See more below... - [Service Fees](https://payscout.com/service-fees/) - Service Fees for government services and educational institutions can save money in payment processing costs while ensuring full compliance. - [Convenience Fees](https://payscout.com/fully-compliant-convenience-fee-solution/) - The Only Fully Compliant Convenience Fee Model Available to the Collection & Accounts Receivable Management (ARM) Industries. - [Wireless](https://payscout.com/wireless/) - Wireless: Payscout POS solutions help you meet the growing demand of the mobile and social media revolution. - [Point of Sale](https://payscout.com/pos/) - POS at Payscout provides solutions like Clover. These solutions radically simplify your business. Clover arrives pre-loaded with everything you need. - [Mobile POS](https://payscout.com/mobile-pos/) - Mobile POS payments accepted anywhere. Payscout and the new improved iPS Enterprise Encrypted Mobile reader combines technologies for reliable mobile payments - [EMV Enabled Devices](https://payscout.com/emv-enabled-devices/) - EMV Smart chip technology is designed to increase security, and reduce fraud. Payscout is recognized as an innovation leader in the payment industry. - [International Solutions](https://payscout.com/international-solutions/) - International Solutions From Payscout as a Trusted International Merchant Services Provider. We help your business obtain an international merchant account. - [Shopping Carts Integration](https://payscout.com/shopping-carts-integration/) - Shopping Carts Integration for a variety of Ecommerce platforms is simplified for you by Payscout. Click the links for your Shopping Carts of choice. - [Automated Payments](https://payscout.com/automated-payments/) - Automated Payments to improve customer response need automation. Payscout understands that customers prefer multiple payment options when their schedule allows. - [eCommerce](https://payscout.com/ecommerce/) - Ecommerce: Payscout is the leader in secure, flexible solutions. Payscout excels in complex ecommerce solutions. Integrate seamlessly with our solutions. - [Thank You](https://payscout.com/thank-you-newsletter/) - Thank You! We’re pumped to talk payments. Keep an eye out for our emails! Look for our latest articles to keep you in the know on the latest developments. - [Gateway Login](https://payscout.com/gateway-login/) - Gateway login is for customers to access their account information and settings through a secure site. Payscout provides this Gateway portal and has two types. - [ME Welcome Letter](https://payscout.com/me-welcome-letter-2/) - Welcome! We are honored and delighted that you have chosen Payscout as your Payment Processing Partner. We make sure your transition is hassle free!. - [Get Started](https://payscout.com/get-started/) - Get Started! If you're ready to take your business to the next level, contact us today! Payscout provides payment solutions that meet and exceed your needs! - [Quickbooks](https://payscout.com/quickbooks/) - Quickbooks and Payscout dependability with seamless payment integration directly into Quickbooks. Synchronize all transaction data without leaving Quickbooks. - [Paywire](https://payscout.com/paywire/) - Paywire is Payscout's proprietary technology platform that is built to handle simple and complex payment needs. Paywire provides an easy integration for you. - [Merchants](https://payscout.com/merchants/) - Merchants using Payscout reduce their payment processing costs and improve their business performance. Payment Solutions designed to process more payments. - [In the News](https://payscout.com/newsroom/) - News from around the world on Payscout's latest innovations and customer benefits. The latest news on advances in Payscout payment processing technology. ## FlipBooks - [Convenience Fee: Restricted States and Territories](https://payscout.com/pdfviewer/convenience-fee-restricted-states-and-territories/) - [Payscout_FeeFree_Restricted_States_Update](https://payscout.com/pdfviewer/payscout_feefree_restricted_states_update/) - [Cash Discount Addendum](https://payscout.com/pdfviewer/cash-discount-addendum/) - [Surcharging Addendum](https://payscout.com/pdfviewer/surcharging-addendum/) - [Convenience Fee Addendum](https://payscout.com/pdfviewer/convenience-fee-addendum/) - [Terms & Conditions](https://payscout.com/pdfviewer/terms-conditions/) - [Twin Oaks ACH Funding Times](https://payscout.com/pdfviewer/twin-oaks-ach-funding-times/) - [AccessOne Merchant User Guide](https://payscout.com/pdfviewer/accessone-merchant-user-guide/) - [Paywire User Admin Best Practices](https://payscout.com/pdfviewer/paywire-user-admin-best-practices/) - [Fiserv Merchant Dispute Best Practices](https://payscout.com/pdfviewer/merchant-dispute-guide/) - [Fiserv Dispute Manager User Guide](https://payscout.com/pdfviewer/fiserv-dispute-manager-user-guide/) - [Fiserv Merchant](https://payscout.com/pdfviewer/fiserv-merchant-welcome-letter/) - [ME](https://payscout.com/pdfviewer/me-welcome-letter/) - [TSYS](https://payscout.com/pdfviewer/tsys-welcome-letter/) ## Categories - [Merchants](https://payscout.com/category/merchants/) - [Processing](https://payscout.com/category/processing/) - [Payments](https://payscout.com/category/payments/) - [Featured](https://payscout.com/category/featured/) - [Security](https://payscout.com/category/security/) - [News](https://payscout.com/category/news/) - [MBE](https://payscout.com/category/mbe/)