The 2026 Merchant’s Guide to Convenience Fees
TL;DR Summary: The Margin Saver: As credit card processing costs rise in 2026, convenience fees allow merchants to offer flexible digital payments without sacrificing their bottom line. Key Beneficiaries: Passing a flat fee to the consumer is highly beneficial for...
The High Cost of Debit-Only: Maximizing Revenue for Collection Agencies (MCC 7322)
TL;DR Executive Summary Mainstream payment processors are increasingly de-risking their portfolios by forcing collection agencies (MCC 7322) into restrictive debit card and ACH-only payment models. This approach directly damages your bottom line by lowering collection...
The 2026 Guide to Managed Risk Merchant Services: What You Can Expect
TL;DR Summary: Securing a merchant account is difficult for businesses classified as “managed risk” or “high-risk”. Traditional banks often reject these businesses due to unpredictable clientele, card-not-present transaction environments, or...